Coverage
Commercial Property Insurance for Texas Contractors
Commercial property insurance protects the physical assets of your contracting business — your office, shop, warehouse, stored materials, and business equipment. In Texas, where hail, wind, and flooding are real and frequent risks, having solid property coverage isn't optional. We've seen contractors lose everything in a single storm because they thought their landlord's policy covered them. It doesn't.
What Commercial Property Covers
Your building (if you own it)
Business personal property (furniture, computers, stored materials)
Equipment and machinery at your location
Signs, fencing, and outdoor property
Business interruption / loss of income
Tenant improvements (if you lease space)
Who Needs Commercial Property?
Contractors who own or lease office or shop space
Businesses with stored materials, inventory, or equipment
Contractors with expensive machinery at a fixed location
Anyone whose landlord requires tenant insurance
Need Commercial Property Coverage?
We shop multiple carriers to find the best rate for your business.
Common Claims Examples
Hail storm damages your shop roof and everything stored inside
A break-in results in stolen equipment, computers, and tools
A fire destroys your office and all business records
Flooding damages your warehouse and wipes out inventory
Frequently Asked Questions
Get a Commercial Property Quote
Tell us about your business and we'll shop carriers for the best rate.
Let's get your coverage figured out.
Submit your info and we'll shop options from multiple carriers. Most quotes come back within one business day.