Contractor Insurance Resources
Straight answers to the questions contractors actually ask. No insurance jargon, no filler — just the stuff you need to know.
Guides & Articles
What Insurance Does a Texas Contractor Actually Need?
We break down every coverage type — what it does, who needs it, and what you can skip. No jargon, just straight answers.
Read moreUnderstanding Workers' Comp in Texas
Texas is one of the few states where workers' comp isn't always required. But that doesn't mean you don't need it. Here's how to think about it.
Read moreHow to Read Your Insurance Policy
Declarations pages, endorsements, exclusions — we break down the key parts of your policy so you know what you're actually covered for (and what you're not).
Read moreCOI Guide for Contractors
What's a certificate of insurance? Who needs one? How do you get one fast when a GC is breathing down your neck? Everything you need to know.
Read moreInsurance for New Contractors
Just starting out? Here's what you need from day one, what can wait, and how to avoid overpaying while you're getting established.
Read moreWhen to Shop Your Insurance
How to know if you're overpaying, when to get quotes, and what to have ready. We see contractors save 20-30% just by shopping at the right time.
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