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Insurance for Texas Painting Contractors

Painting contractors work in clients' homes and businesses every day, which means you're constantly exposed to property damage claims. We see it all the time — a paint spill on a client's hardwood floor, overspray on a car in the driveway, or damage to fixtures during prep work. The good news? Painting is generally classified as lower risk, so your premiums are usually pretty reasonable. Let us find you the best rate.

Risks Painters Face

Paint spills and overspray damaging client property — floors, vehicles, landscaping

Falls from ladders and scaffolding

Lead paint exposure on older buildings (pre-1978)

Vehicle accidents transporting equipment

Damage to client furnishings and fixtures during prep

VOC exposure and respiratory issues for workers

Coverage Painters Need

General Liability

Covers property damage from paint spills, overspray, and other incidents. This is your must-have.

Workers' Compensation

Covers fall injuries, chemical exposure, and other workplace accidents.

Commercial Auto

Covers your work vehicles and equipment transport.

Tools & Equipment

Protects sprayers, scaffolding, and painting equipment.

Need Insurance for Your Painter Business?

We shop multiple carriers to find the best rate for painters in Texas.

Common Job Requirements

Property managers and GCs require GL coverage

Commercial painting jobs require workers' comp

Lead paint abatement requires specialized coverage and EPA certification

COIs required for most commercial and residential management clients

Frequently Asked Questions

Get a Painters Insurance Quote

Tell us about your business and we'll find the best coverage options.

or submit a detailed application for faster, more accurate quotes

Let's get your coverage figured out.

Submit your info and we'll shop options from multiple carriers. Most quotes come back within one business day.