Trade
Insurance for Texas Roofing Contractors
Let's be straight with you — roofing is one of the hardest trades to insure. Falls from heights are the leading cause of construction fatalities, and insurance carriers know it. Premiums are higher, underwriting is tighter, and a lot of agents won't even touch roofing. We're not one of those agents. We work with carriers that specialize in roofing and know how to get you covered at the best rate possible, even if you've had claims.
Risks Roofers Face
Falls from heights — the leading cause of construction fatalities
Property damage from debris, materials, or equipment falling off roofs
Storm damage to partially completed roofs
Employee injuries from heat exposure, falls, and equipment
Completed operations — leaks and failures after installation
Damage to client property and landscaping from tear-off debris
Coverage Roofers Need
General Liability
Essential for property damage and injury claims from roofing work. You need this, period.
Workers' Compensation
Critical for roofing due to the extreme fall risk. Most GCs won't let you on a roof without it.
Commercial Auto
Covers trucks, trailers, and material transport.
Tools & Equipment
Protects nail guns, compressors, and roofing equipment.
Umbrella / Excess
Higher limits for the high-risk nature of roofing work. Many contracts require it.
Need Insurance for Your Roofer Business?
We shop multiple carriers to find the best rate for roofers in Texas.
Common Job Requirements
GCs and property owners require high GL limits for roofers
Workers' comp is almost always required — no exceptions
Storm damage restoration work may require special endorsements
Insurance verification required before starting most jobs
Frequently Asked Questions
Get a Roofers Insurance Quote
Tell us about your business and we'll find the best coverage options.
Let's get your coverage figured out.
Submit your info and we'll shop options from multiple carriers. Most quotes come back within one business day.