Trade
Insurance for Texas Landscaping Contractors
Landscaping contractors face a unique mix of risks — from property damage with mowers and trimmers to employee injuries from equipment and heat exposure. We work with landscaping companies across Texas, from residential lawn care operations to commercial property maintenance crews. Whether you're mowing lawns or doing full landscape installations, we'll find the right coverage at the right price.
Risks Landscapers Face
Property damage from mowers, trimmers, and blowers — rocks through windows, damaged sprinkler heads
Flying debris causing injury to bystanders or vehicle damage
Employee injuries from equipment, heat, and repetitive motion — Texas heat is no joke
Chemical application liability (fertilizers, pesticides)
Vehicle and trailer accidents
Irrigation system damage to underground utilities
Coverage Landscapers Need
General Liability
Covers property damage and injury from landscaping operations. Your must-have.
Workers' Compensation
Covers employee injuries from equipment use and heat exposure.
Commercial Auto
Covers trucks, trailers, and mower transport.
Tools & Equipment
Protects mowers, trimmers, blowers, and landscaping equipment.
Need Insurance for Your Landscaper Business?
We shop multiple carriers to find the best rate for landscapers in Texas.
Common Job Requirements
Property management companies require GL and workers' comp
HOAs require proof of insurance from landscaping contractors
Commercial properties require COIs
Pesticide application may require additional licensing and coverage
Frequently Asked Questions
Get a Landscapers Insurance Quote
Tell us about your business and we'll find the best coverage options.
Let's get your coverage figured out.
Submit your info and we'll shop options from multiple carriers. Most quotes come back within one business day.