Coverage

Surety Bonds for Texas Contractors

A surety bond is a guarantee that you'll fulfill your contractual obligations. Unlike insurance (which protects you), a bond protects the project owner or client. Many Texas contractor licenses, government contracts, and commercial projects require surety bonds before you can bid or start work. If you're growing your business and going after bigger jobs, you'll need bonding capacity. We help contractors get bonded every day.

What Surety Bonds Covers

Performance bonds — guarantee you'll complete the project per contract terms

Payment bonds — guarantee you'll pay subcontractors and suppliers

Bid bonds — guarantee you'll honor your bid if selected

License and permit bonds — required for certain Texas contractor licenses

Maintenance bonds — guarantee your work for a specified period after completion

Who Needs Surety Bonds?

Contractors bidding on government or public works projects

Contractors required to be bonded for their license

GCs working on large commercial projects

Subcontractors whose GC requires bonding

Need Surety Bonds Coverage?

We shop multiple carriers to find the best rate for your business.

Common Claims Examples

A contractor abandons a project mid-way and the bond covers completion costs

A contractor fails to pay subcontractors and the payment bond covers their invoices

A contractor's bid is accepted but they refuse to honor it — the bid bond covers the difference

Frequently Asked Questions

Get a Surety Bonds Quote

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Let's get your coverage figured out.

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