Trade
Insurance for Texas Plumbing Contractors
We work with plumbing contractors every day — from one-truck operations doing residential service calls to larger outfits running crews on new construction. The risks are real: water damage claims are the most common GL claim we see for plumbers, and a single burst pipe in a finished home can cost tens of thousands. Whether you're just getting started or shopping your renewal, we'll find the right coverage at the best price.
Risks Plumbers Face
Water damage to client property from faulty installations or repairs — this is the big one
Employee injuries from working in confined spaces, with heavy equipment, or around hazardous materials
Property damage to existing structures during renovation or repair work
Vehicle accidents while driving between job sites all day
Tool and equipment theft from trucks or job sites — we see this constantly
Completed operations claims — leaks or failures that show up weeks or months after the job is done
Coverage Plumbers Need
General Liability
Covers third-party property damage and bodily injury claims — the foundation of plumber insurance. You can't get on most job sites without it.
Workers' Compensation
Covers medical costs and lost wages when your employees get hurt on the job. Most GCs require it from plumbing subs.
Commercial Auto
Covers your work trucks and vans. Personal auto doesn't cover business use — don't find out the hard way.
Tools & Equipment
Protects your plumbing tools and equipment on the job site or in transit. Tool theft from trucks is extremely common.
Surety Bonds
Required for Texas plumbing licenses and many commercial contracts.
Need Insurance for Your Plumber Business?
We shop multiple carriers to find the best rate for plumbers in Texas.
Common Job Requirements
Most GCs require $1M/$2M general liability limits
Commercial projects often require workers' comp regardless of state law
City and county permits may require proof of insurance
Texas plumbing license requires a surety bond
Many property managers require COIs before you start work
Frequently Asked Questions
Get a Plumbers Insurance Quote
Tell us about your business and we'll find the best coverage options.
Let's get your coverage figured out.
Submit your info and we'll shop options from multiple carriers. Most quotes come back within one business day.